Defeat that statistic by moving your money to an online savings account that offers something higher than the current inflation rate. Now, an increased interest won’t help you earn quickly, but a $150-$200 cash bonus will. Certain banks are offering new customers exactly that just to make the switch. Discover and Chase banks are but two of the many banks offering such bonuses.

Then, if my piece of content is so unique and valuable around hiking backpack recommendations, that other reputable outdoor websites are willing to link to it and build the page’s authority, then I’d have a very real opportunity to rank high in organic search for these search terms (meaning, my page will come up first when someone searches for hiking backpacks).


Offering to walk a group of dogs once or twice a day can really rake in some extra money. You could create signs and hang them up around libraries and churches, or perhaps take the modern approach and sign up with Rover. Rover is an increasingly popular marketplace that connects dog owners to dog walkers in their neighborhood. Check out Rover today.

Be Consistent and Professional. Even if you’re just trying to earn a few extra bucks per week, approach your freelance writing gigs with the same consistency and professionalism you’d apply to a career-track position. Clients respect diligent, reliable writers who do what they say they’ll do, when they say they’ll do it, and regularly produce work that exceeds expectations. If you keep up your end of the bargain, clients should reward you with more work. As you get busier, you can safely leave the ones that don’t appreciate your efforts in the dust.
This is the best way to boost your earnings, as you have the most leverage at the moment that a company wants you but isn’t sure whether it can get you. Use that to your advantage in negotiations. Another benefit of getting a bump up when you switch jobs is that the percentage boost will be baked into all your future raises, elevating your lifetime earnings. Here’s how to negotiate your salary.
Rover is a dog walking and pet sitting website that is always looking for qualified dog walkers in cities all over the United States. So when you take your pup on a walk, you can also take a second (or third) dog with you and get paid to walk. You’ll need to be 18 years of age to get started, so it’s not a great job for teens or kids. For adults, 30-minute walks generally fall in the $10-$30 range. With a neighborhood route, your earnings can add up quickly. 
Sign up for a reputable affiliate network: Aside from Amazon, there are dozens of top affiliate programs for bloggers and even large reputable affiliate networks, such as Share-A-Sale, Clickbank, and Skimlinks, that specialize in connecting you with merchants who are looking for affiliates to sell their products. They charge relatively low commission fees for the privilege of connecting you with merchants, and the merchants on these sites tend to offer much higher commission percentages or set dollar amount payouts.
Hello Philip–good list but  most of the activities are so cliche and yet more creativity could be better employed here…this would make me work more hours for a little more pay and still keep me in the debt circle for so long. it would require me to worker harder so that i can make more money and yet am at the point where i want my money make more money with me getting less actively/ physically involved. Some call it ‘Working Smart’ unlike traditional options that have often helped many to stay afloat without helping them soar to financial growth and prosperity. Thanks though
A service like Paribus or Earny will help you collect refunds you’re owed from stores. This is a great way to potentially put some extra earnings on autopilot because you’re using an innovative tool to get a refund you deserve. When you make an on-line purchase at a Paribus monitored store. Paribus engages with the retailer on your behalf and files a claim requesting a refund.
While I think that your initial response to Phillip’s suggestion about design was a little too strong, Dasjung, I’ve got to chime in here and observe that Phil, ThunderCock and Dumbass, by resorting to name calling and simplistic reasoning, come across as very lacking in both decorum and sensitivity.  If a guy wants to expect, even demand, high quality in his field of choice, I beleive he has a right, if not a responsibility, to do so!  Also, Dumbass, be careful who you call Dumbass. You just show YOUR true colors by doing so. 

The music industry might not be as strong as it was in the 80s, but there are still plenty of ways to make money online as a musician. Sites like SoundBetter let you sell your services as a songwriter, producer, or session musician to thousands of customers a month. While Musicbed, Music Vine, Marmoset, and SongFreedom are perfect for licensing your music to TV shows, movies, and web series.


Trade-In (Resale) Marketplaces. There are plenty of other places to sell your stuff online, especially if it’s electronic. Popular and reputable online resale marketplaces include SellCell, Gazelle, and MaxBack. Major retailers such as Best Buy have extensive trade-in programs as well, as do national carriers such as Verizon and AT&T. Decluttr, a hybrid option, cuts out the middleman and claims to deliver better value for unwanted tech items.
Upwork: This website offers a great marketplace for selling just about any professional service. You don't need a merchant account, a website of your own or anything else for that matter. All you need to do is be able to provide a high-quality service at a reasonable price. But be informed, you will have to compete with many others that are constantly bidding on open jobs. 
As you start regularly putting out content, you’ll hopefully start to build a bit of an audience. But to start seeing real money from YouTube you need to market your videos elsewhere. Share your channel on Twitter and Facebook. Distribute videos anywhere else you can think of. Also, interact with comments and build a community around the videos you’re making so people will share it with their friends.
It’s a great way to achieve freedom in your life. Not only does copywriting allow you to work remotely, but it also allows you to control your schedule. Plus, learning the skill itself will help you in many areas of online business (i.e. building a blog, affiliate marketing, etc. – when you can write in a compelling way, all of these become much easier!)
UserTesting’s website testing gigs do require focus and rigor, but they’re far shorter and don’t need to happen simultaneously, making them much easier to fit into your schedule. They don’t pay quite as well as game testing, though. If you’re diligent, you can reliably earn $20 per hour, though the overall work volume is sometimes thin. You need a decent, relatively new computer or smartphone to complete tests.
Many people buy and sell domain names to earn money online since it takes very little time or investment. You can purchase a domain at its registration price or even much cheaper and then resell it for a profit. But, it always pays to do your homework first on websites like Afternic.com, domainlore.uk, Sedo.co.uk, or other domain auction websites in order to get a good idea of what’s popular in terms of domain names. An ideal way to find really good names is to check out terminated lists that offer many expired names and have made their way back into the pool for people to buy. A good site for this is expireddomains.net where you can put in your desired keyword that you want in your domain name and a long list of domain options will appear.
Build your audience on a course community: If you’re just getting started building an audience for yourself and want to leverage communities already actively looking for content you can choose to host and sell your online course on a site like Skillshare or Udemy. These are easy, cost-effective ways to build an audience and test your niche to see if there’s demand for it.
Mostly simply, “micro-jobs are small, easy tasks that can be completed in a short amount of time, and generally earn you between $3 and $100. They’re often online jobs that you can do from home, but there are local opportunities, too. They don’t require an interview, meetings, or set hours, which makes them the perfect vehicle for making extra money on the side.”
If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you’ve built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.
The music industry might not be as strong as it was in the 80s, but there are still plenty of ways to make money online as a musician. Sites like SoundBetter let you sell your services as a songwriter, producer, or session musician to thousands of customers a month. While Musicbed, Music Vine, Marmoset, and SongFreedom are perfect for licensing your music to TV shows, movies, and web series.
Buy and Host Your Domain. Your domain name should be catchy and relevant to your niche. It should also roll off the tongue and sound as similar as possible to your site’s actual name. If the domain isn’t yet registered, you can probably find it on GoDaddy or a comparable domain warehouse for less than $15 per year. Already-registered domains can cost hundreds or thousands of dollars, depending on the quality of the name. Already-built sites can cost tens or hundreds of thousands of dollars, depending on traffic, revenue, and other factors. High-performing domains are out of reach for low-budget flippers.
Outside of starting your own business, investing in the stock market has been one of the most consistent ways to create wealth over the past 100 years. In fact, since its inception in 1957, the S&P 500 has consistently returned 8% per year on average. A far higher return than savings accounts, CDs, money markets, or any number of other vehicles for saving and investing your money.

Websites such as Upwork, Fiverr and Freelancer offer opportunities to do a variety of freelance jobs, such as writing, programming, design, marketing, data entry and being a virtual assistant. Fluent in a second language? Check sites such as Gengo or One Hour Translation, or drum up business through a site of your own. No matter what kind of freelancing you do, keep track of the going rate for the kind of work you provide so you know if you’re charging too much or too little. Learn how to get started on Upwork.


Instead, try scratching for free using an Android app called Lucktastic. (It’s called Lucktastic Match for iOS.) Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000. You can also earn tokens that you can exchange for free gift cards to retailers including Amazon, Walmart, Kohl’s, Sephora and more.
…Marketing an eBook is definitely the hardest part. Ebooks have exploded in popularity and the market is unfortunately saturated with crap from people who thought they could write a quick eBook, put it on an affiliate network, and make millions. However, if you CAN find a good way to market (or possibly have others market by having it listed on affiliate networks) then an eBook can be a great way to make some residual income.
Managing Editor. Managing editors supervise and direct editorial teams, including lower-level editors. These jobs are harder to come by and require more of your time, but temporary arrangements look great on your resume. If you lack much formal editing experience, start with smaller blogs and niche publications with modest budgets and limited content needs. Some publications don’t have enough work for a full-time editor, making it feasible to string together a handful of part-time editing gigs or try out a single position to see how it suits you.
One such writer, Holly Johnson from ClubThrifty, makes over $200,000 per year from her freelance work. She too has a course that teaches others how to do the same. Expect to spend some money upfront in learning how to hone your writing skills and pitch clients. But in as little as a few days, you’ll be able to quickly generate positive cash flow as you build your resume of clients.
At-home consulting is a great way for new parents who’ve scaled back their hours or sidelined their careers to keep their skills sharp and their names out there. It’s also a great side gig for professionals who’ve grown stifled in their current roles but don’t yet have the confidence or client base to quit their 9-to-5s and strike out on their own. With time, a consulting side business can easily turn into a full-time job, with all the freedom that entails.
And while you’re at it, why not help name the business itself? Believe it or not, you can make money by submitting business name ideas. There’s a company called Squadhelp that bridges creative minds all over the world with business owners, to come up with the best name possible. PT Money hasn’t tried the the product ourselves, but apparently there’s a decent chunk of change to be made! Check out Squadhelp.
More and more companies and startups especially are embracing remote work—where you use online collaboration and communication tools to do your work from wherever you want. And you don’t have to be a 20-something hotshot designer or coder to reap the benefits of working remotely. Many remote positions are for customer support positions or other customer-facing positions that don’t require specialized skill sets.
Real estate can potentially earn you more money than the stock market. Over the long term, investing in the stock market will earn you an average annual return of 7%, adjusted for inflation, according to a number of studies. DiversyFund can’t guarantee how its investments will perform in the future — no one can — but historically, it has earned an annual return of 17% to 18%.

If you have “extra” money sitting around or want to get serious about building wealth for later in life, consider investing it in the stock market with Ally Bank (whose investing branch is included on our list of best investment apps). If you don’t have immediate debts and aren’t currently living paycheck to paycheck, investing can be a powerful tool for generating passive returns.
Check with your local bank to see if they're giving away cash bonuses for opening up accounts. Banks run promotions like this all the time, so grab some real cash quickly if you're in need. It won't break the bank (no pun intended) but it will give you a quick $50 or $100 -- maybe even more -- when you really need it. You might need to deposit a minimum amount of cash (usually in the thousands) in order to qualify for these types of accounts (but not always).
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