You can earn above-average rates of return because peer-to-peer lending eliminates the bank function. That means that you participate in nearly the entire interest rate being paid by the borrower, rather than the less than 1% that you will typically earn on certificates of deposit. And you can reduce your risk by investing in slices of hundreds of different loans.
20. Etsy – If you like to create arts and crafts, you can sell them on Etsy.It’s completely free to open an Etsy store. You simply sign up, post pictures of your creations and starting selling. You can choose your payment option, but PayPal is generally the easiest. Etsy makes it easy to sell and keep track of your inventory. There is a small listing fee and they take 3.5% of every sale you make.
It’s an excellent opportunity to offer technical training courses that teach people how to learn a much-needed skill, or accomplish an important task. It could also prove to be an important testing ground for your educational courses. If you are able to market your course on the site, against direct competition, you may be able to direct marketing to the general public, using a website, videos, or even an affiliate marketing program.
You can generate a small side income taking online surveys — but don’t expect to be rolling in the dough. Survey sites don’t typically offer a big payoff, unless you invest a lot of time, and many sites are more useful for earning gift cards than cash. Some of the more popular survey sites include Swagbucks and Global Test Market. Read our analysis of a dozen survey sites to find out which one is best suited for you.

Sell plasma. After passing an initial screening, you can usually sell your plasma for anywhere from $25 to $50 per donation. To qualify, you’ll have to stand in a long line or show up early, be willing to fill out a very personal questionnaire, and endure a painful needle prick or two. Still, selling plasma is a great way to raise money fast – if you can stand the hassle.

While many people start a home business to create or replace a full-time income, some people simply want to generate a little extra money to pay ​a debt, save for a rainy day, or use as mad money for small expenses, emergencies, or impulse purchases. In the past, those who wished to make extra money needed to find a second job. Fortunately, times have changed. You can use the assets you have, whether it's skills, knowledge, or unused items around the home, to make money from home, often without leaving your house.
Managing Editor. Managing editors supervise and direct editorial teams, including lower-level editors. These jobs are harder to come by and require more of your time, but temporary arrangements look great on your resume. If you lack much formal editing experience, start with smaller blogs and niche publications with modest budgets and limited content needs. Some publications don’t have enough work for a full-time editor, making it feasible to string together a handful of part-time editing gigs or try out a single position to see how it suits you.
Though seeing and hearing your name in print is a worthy accomplishment in and of itself, selling audiobooks probably won’t make you rich. In most cases, your royalty-sharing arrangement will amount to just a few dollars per download. A lot depends on the extent to which you promote your audiobook and how visible it is on platforms such as Audible and iTunes. If you’re lucky, a successful audiobook can generate a five-figure annual income stream. More obscure titles might earn just a few hundred bucks per year.
Drive Traffic. The more traffic your site receives, the more revenue it produces and the more valuable it becomes to prospective buyers. Your traffic-driving strategy will depend on a host of factors, including your budget and target audience. But it’s likely to involve some combination of organic SEO, paid search ads, content partnerships, pay per click (PPC) advertising, and social media marketing.
Consider your expertise. If you take the time to reflect on your experiences, you will realize that you have more knowledge about which to write than you might think. Begin by listing three assets that define you, such as your profession, a special hobby or a personality trait. Next, list three things that inspire you, such as religion, education or charity. Finally, list three of your dreams, such as getting married, traveling or spending more time with your children. These three lists should give you many ideas of topics about which you can write.[7]
It works in essentially the same way as the phone apps that were mentioned earlier. If you don’t mind having Google know what you do on a daily basis (anonymously), you can make money by letting them monitor your Internet usage. They use the information they gather to help them market and increase the functionality of their advertising programs when targeting users that are similar to you.
Make money on YouTube. People who love the spotlight and have other online hustles should consider creating their own YouTube channel. If you’re interested — and interesting — you can use the platform to market affiliate products, sell products you create yourself, or receive ad revenue for your informal tutorials or entertaining videos. Once you get the ball rolling, YouTube offers a partner program that can help you monetize your business further.

Find work. When you first start out, you may have to accept work writing about a topic you don’t find all that interesting. You must keep an open mind and be willing to accept work that may not be in your desired field. However, as you continue to write, you not only learn about more topics, but you also build your reputation. With time, you can be choosier about assignments you want to accept.[13]
Direct Sales Home Businesses – Host “parties” at your home to get discounts and a little cash, or become an independent sales rep yourself to make even more money.  Many of them offer online shops that you can set up under your name.  Some of the most popular ones are:   Avon, Mary Kay, Tupperware, Thirty-One Gifts, or Pampered Chef; there are also numerous companies selling candles, jewelry, children’s books, children’s clothes, etc.)
Also, companies that use mystery shoppers require professionalism and often require you to perform other tasks beyond visiting a store or restaurant. You may be asked to visit specific departments, purchase particular items, or query others for certain information. After a shopping assignment, you will need to submit a detailed report of your experience and findings.

It doesn’t pay much, but if you’re a healthy person and want to make a bit of extra money online, the AchieveMint app will reward you for doing things like walking, tracking your food, or taking health surveys. AchieveMint works by connecting to fitness apps you might already be using like Fitbit, RunKeeper, Healthkit, and MyFitnessPal and then giving you points for certain actions. For every 10,000 points, you earn $10 with no limit on your earnings.


This is something like Experts Exchange, except that it’s more general in nature. As a professional in just about any field, you can offer your expertise on JustAnswer. They are looking for professionals in various fields who will provide answers to reader’s questions. You can make money online by answering these questions and pointing people in the right direction to get the solutions that they need.
Now next, you’ll want to pick a WordPress theme from somewhere like Elementor, ThemeForest, Elegant Themes, or OptimizePress that you can use today. This is the barebones design of your site, which you can then customize with your own branding, copy, and images. That being said, you don’t want to cheap out. It costs less than $100 to buy a theme that will make your website look professional (and you can upgrade to a completely custom design once you get the business going). You’ll also need strong marketing tools to grow your website, like HubSpot’s All-in-One Marketing plugin.
Sign up for a reputable affiliate network: Aside from Amazon, there are dozens of top affiliate programs for bloggers and even large reputable affiliate networks, such as Share-A-Sale, Clickbank, and Skimlinks, that specialize in connecting you with merchants who are looking for affiliates to sell their products. They charge relatively low commission fees for the privilege of connecting you with merchants, and the merchants on these sites tend to offer much higher commission percentages or set dollar amount payouts.
Disclosure: Please note that some of the links below are affiliate links and at no additional cost to you, I may earn a commission. When you purchase a product using my one of my affiliate links, the company compensates me, which helps me run this blog and keep things like my 25,000 word ultimate guide to starting a blog free of charge to you. Know that I also only recommend products I personally stand behind.

Choose your niche and check for demand: The golden course combination is when you can find an in-demand niche that aligns with your skills and unique experiences. A great way to do this is to use Google Trends, Google’s Keyword Planner and other key blogging tools to do keyword research and look for average monthly search volume for keywords related to your proposed course content. Are people actively looking for high-quality information about this subject? Of course, if you’re already creating content for a blog, coaching service, or a site like Medium, you can test demand this way for free just like Bryan did.


This isn’t to scare you off. I simply want you to know that this guide is going to focus solely on ways to make real, sustainable extra income online. Not just a few quick bucks. I want to share all the mistakes I’ve made that got me to where I am now so that you don’t have to go through them, and can build a successful online source of income for yourself.

Now you’ve got many different options to start earning online. If you saw something that really interests you, try it out and learn more about it. If you’re really wanting to make a full-time income online, you need to be dedicated to learning how to do what you want to do. There are tons of free resources out there. You just have to search for them!


Sites like Cookening, EatWith, and MealSharing are to restaurants what Airbnb is to hotels. Sign up as a host to earn dough by cooking and serving meals to guests in your home. It's up to you what you want to cook and how many people you can accommodate. Cooks are paid directly through the site, so no cash ever changes hands. The earning potential for becoming a cooking host is $50-$100 per meal.
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