Whether you want to become your own boss, start a side hustle, or earn extra money on the side, any of the strategies listed above can help. By finding ways to increase your income, you can free up more cash to pay down debt, save for the future, or invest for retirement. Saving money is only half of the equation. And if you truly want to get ahead, you might want to figure out how to make money – and hopefully, lots of it.
Hi! I'm Jeff. A personal finance nerd and entrepreneur at heart, I'm here to bring you all the latest cool ways to make and save extra money. I've been quoted in several online publications, including Entrepreneur, NBC News, GoBankingRates, Student Loan Hero, Business.com, Credit Karma, The Simple Dollar, US News & World Report, Lifehacker, MSN Money, Moneyish, Zumper, IdeaMensch, Discover Bank, PrimeRates, Credit.com, Yahoo! Finance, Club Thrifty, Guru Focus, Rent Track, Fit Small Business, Coupon Chief, and more.

When you lack the luxury of time, making money on or offline can seem like an impossible task. How are you supposed to do that when you're working at a life-sucking nine-to-five job? While the stability of full-time employment might allow most to sleep well at night, it doesn't empower your creative juices to search for new income-producing strategies.
If you actually enjoy putting together Ikea furniture or standing in long lines, you may be cut out for doing tasks for others. Websites like TaskRabbit can connect you with people who need help with a variety of things. Moving, cleaning, delivery and being a handyman have the “highest earning potential,” according to the company. Read about how to get started on TaskRabbit.
Wanting to start your own internet business is a smart move for a lot of reasons. But the biggest mental hurdle most of you face right now is figuring out what the best online businesses to start are. Maybe you’ve heard about affiliate marketing, but somebody mentioned Shopify during lunch. Plus…you’ve always wanted to write a book, and you’ve read stories about indie authors earning millions.
As a Getaround car owner, you get access to premium parking as well as a $50 monthly rental credit. And with $1 million insurance coverage, you can rest assured your property is in good hands. It only takes a few clicks to put your car to work with Getaround. Just sign up and name your car, set the location and availability, and enter a description. Rental earnings accrue on a monthly basis and are paid on the 15th of the following month.
Tutors are in high demand whether it’s online or offline. Therefore, if you’ve got a brain and like helping others use theirs, become an e-teacher to earn an extra income in your spare time. The only thing you require is to be proficient in your area of expertise and be willing to give up a few hours each week to help someone else. Sites like Tutor.com and TutorVista are places you can sign up with and build a good reputation over time as a coach. If you’re really good, you can conduct lectures, seminars, or webinars that are transmitted online. University and college students are always willing to pay money to gain access into highly-respected online webinars.
No one knows your hometown like you do, and you can translate that into cash by leading tours of your city. The website vayable.com allows you to set up and guide tours around a particular cultural experience. Are you the foremost expert on ghost stories, beer, architecture, or crime (or anything else!) in your town? Then you can start leading tours for people who want to hear your stories!
Become an Amazon Associate and then use Keyword planner to find an in-demand niche: With more than a million different products to choose from and up to 10% commission the sales you drive, Amazon’s affiliate program is a great place to get started. Browse their available products and see what connects with you. Or take it a step further and use Google’s Keyword Planner to quickly do some keyword research and check how many people are searching for a specific term. With affiliate marketing, the more relevant traffic you can pull in, the more you’ll make off your site.
Before I talk about some of the methods for making money online, I wanted to address the role of pain versus pleasure. Every decision that we make in life is weighed on a pain-versus-pleasure scale. We will always do more to avoid pain than we will to gain pleasure, plain and simple. However, this is also what holds us back from succeeding in any endeavor.
E-Commerce Portals. The best way to improve your at-home crafts business’s visibility and credibility is to launch your own website. And the best way to monetize that website is with a turnkey e-commerce portal. Shopify is a relatively cost-effective, feature-rich option for serious sellers – you can build and maintain a decent store for $15 to $20 per month. Volusion and Squarespace are worthy, comparably priced competitors.
If you have the expertise or a passion or interest for a subject, you're ready to start making money with a blog. With a service like Blogger (www.blogger.com), you can start up your blog totally free. You can also create your own site and secure your own hosting for a low price, which is generally the route I recommend, as many free blogging sites have restrictions on what you can say or do, including making money or advertising.
Medical transcription is semi-skilled work. While you don’t have to be a doctor or nurse, you do need to complete an intensive training course that can last a year or more and cost several thousand dollars. During periods of increased demand, some employers may be willing to finance your training course, or at least partially or fully reimburse you after the fact. Once you’re employed, you can expect to earn about $16 per hour on average, according to PayScale.
For anyone who would rather focus on their product, marketing, and sales than on maintaining the website for their online store, this kind of ecommerce service is invaluable. You get the beauty and functionality of a website designed by a professional web developer without having to shell out the money for one. Not to mention the fact that you will not have to spend time or money troubleshooting bugs in your website when you use the well-designed turn-keys offered by BigCommerce.
Webinars are quite possibly one of the most potent ways you can make an exorbitant amount of money online. You'll need an audience to train and you'll need to know what you're talking about. Of course, this usually requires having a website and some semblance of an online presence. However, people can still do webinars without all of that. For example, you might have a sizable social media following and you train them every week on something to do with social media. But you will need a product to embed and sell at some point. Don't worry about it in the beginning. In my experience, the best webinar platform out there is GoToWebinar. 
As a Getaround car owner, you get access to premium parking as well as a $50 monthly rental credit. And with $1 million insurance coverage, you can rest assured your property is in good hands. It only takes a few clicks to put your car to work with Getaround. Just sign up and name your car, set the location and availability, and enter a description. Rental earnings accrue on a monthly basis and are paid on the 15th of the following month.
Blogging is still a viable online business idea, and one with as much potential as ever. Just make sure that you start a blog on something that people actually want to read about. If that happens to be something you’re passionate about that’s great. But you need to understand that it’s way easier to monetize a blog about organic dog food than it is to make money from a blog about obscure literary fiction.

However, if you're looking for realistic ways you can start earning money online now, then it really truly does boil down to seven paths you can take towards profit. Some will provide you with immediate results, helping you to address your basic monthly necessities such as rent, utilities and groceries, while others have the potential to transform your life by revolutionizing your finances in the long term.
Anyone considering a drop shipping business should seriously consider leveraging Amazon.com to grow their business and learn more about becoming a profitable Amazon seller, because Amazon is an established marketplace that people already trust and has an existing customer base. Eventually, you should also consider having your own online store as well.
Offer to watch children or pets. If you know anyone who has children or pets, you could easily begin a side gig as a babysitter or pet sitter. To let people know you’re interested, send out a group email describing your services, post an ad on Facebook, or tell friends and acquaintances about your availability in person or over the phone. You can also create a profile on a babysitting referral site like Care.com.

If you have room to spare in your home, Airbnb could be the perfect way for you to score some extra dough. The premise is simple: see how much your space might be worth, list a single room (or the whole house) on the app, screen potential guests, get paid. Airbnb provides up to $1,000,000 worth of insurance to cover your belongings (and home) in the event something goes wrong.
If it’s not clear yet, information and expertise are two of the most consistent and lucrative ways to make extra money online. If you don’t like talking on the phone, you can sign up to get paid to answer professional questions on JustAnswer. There are thousands of questions being asked every month from people looking for help from lawyers, doctors, mechanics, vets, and more. To apply, you’ll need to supply your professional verification, resume, and a form of identification.
The prep work before you open up shop is more time-consuming. You need merchandise to sell, photos and descriptions to post, a name for your shop and a business plan to help you succeed. Once that’s done, you’ll still need to find customers. Depending on what you’re selling, that could take weeks, which is why you should expect the overall time for this gig to be slow.
You don’t have to start your own online business from scratch. Instead, you can build one (very quickly) by helping out people who already have a successful business. Every service business has a long list of past clients they’re most likely not doing a good job of keeping up with—but their neglect is your opportunity. It’s up to 5x more expensive to attract a new customer than it is to keep an existing one. By helping businesses follow-up and bring back their old customers, you’re saving them money (and making your own!). A follow-up business like this can be as simple as a series of emails you write for a client to help them bring back old customers (check out this step-by-step guide for videos and example pitches). All you need is some writing skills, time to research and craft an effective outreach campaign to prospects in a profitable niche.

Create passive income. If you have money saved, you can utilize this as a nest egg to create passive income. There are many ways to create passive income, with the easiest being to open a high interest savings account, which offers a much higher return than a normal savings account. Investing in stocks can also provide you with a passive income, but requires up front research and stringent monitoring of your portfolio.


Launching an at-home consulting business means getting comfortable with the idea of marketing yourself. Start by modifying your LinkedIn profile to emphasize your consulting services and relevant professional experience. Set up a website that describes your consulting work in more detail and features testimonials from former colleagues and clients. And create a blog that plays up your expertise.
Textbooks cost hundreds of dollars. It’s not uncommon for engineering and healthcare-related books to come in just below $1,000. But with the high cost of textbooks comes opportunity. Flipping them for profit. By using a service like BookScouter, you can instantly compare book prices across 44 different vendors. You pick the one that offers the best price and voila. Book sold.
Philip Taylor, aka "PT", is a CPA, blogger, podcaster, husband, and father of three. PT is also the founder and CEO of the personal finance industry conference and trade show, FinCon. He created Part-Time Money® back in 2007 to share his advice on money, hold himself accountable (while paying off over $75k in debt), and to meet others passionate about moving toward financial independence. He uses Personal Capital to track his wealth. All the content on this blog is original and created or edited by PT.
Hold a yard sale. If you have a yard or garage and plenty of items to sell, you can have a yard sale as early as tomorrow. By advertising your sale on local Facebook pages and Craigslist, you can also skip the paid newspaper ad and keep all of the profits for yourself. If you don’t have time to price everything, try asking patrons to “make an offer” or grouping similar items on tables with an advertised price (e.g. everything on this table is $5).
According to findings by Experian Automotive Researchers, 61% of individuals who earn $250,000 or more rarely buy luxury brands. Instead, they buy Hondas, Toyotas, and Fords like the rest of the world. The reason is they are not ready to spend money on premium cars that tend to drop in value in a couple of years as it would cost money. Millionaires invest in assets that appreciate.[4]

Most question sets pay from $0.50 to $5.00 and take 3 minutes to 25 minutes to complete. Some pay $10, $20, or even more if you match the demographic profile they are looking for. Beyond the email earning component, InboxDollars also allows you to earn by watching daily TV clips on their site. InboxDollars works on a cash-only system, so you don’t have to worry about converting points to cash or only being compensated in gift cards.
While many people start a home business to create or replace a full-time income, some people simply want to generate a little extra money to pay ​a debt, save for a rainy day, or use as mad money for small expenses, emergencies, or impulse purchases. In the past, those who wished to make extra money needed to find a second job. Fortunately, times have changed. You can use the assets you have, whether it's skills, knowledge, or unused items around the home, to make money from home, often without leaving your house.

People are always looking to have their cars washed and detailed. You could be a mobile car washer and detailer without having a permanent location. Reach out to people you know or make some flyers and put it in your neighbors' mailboxes. If you want to get serious about it, prop up a one-page website or give out business cards. You can make money quickly doing this.
×